Once we have found the right mortgage so that you can buy the home of your choice, it’s important to ensure that you can keep it. It’s likely that your home will be the most expensive thing which you own and the mortgage your biggest financial commitment. So it makes sense to pause for a few minutes and consider how yours and your family’s position would change if you could no longer afford to meet the mortgage repayments.
There are a number of ways in which you can financially protect your mortgage and your home: against possible loss of income through sickness or redundancy; against the financial impact of your death; against the consequences of loss or damage to the property. Cotswold Mortgage Advice Centre can discuss each of these areas with you and help you to choose the cover that best meets your needs.